If you are planning on purchasing a home, consider using a loan professional.

All well trained loan officers know that professionalism and service come first and foremost. Personality goes a long way and you want to feel totally comfortable during the process. Find a loan officer that you mesh well with. It's not just about this one transaction, it's about a long lasting relationship with someone you can always count on.

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I would love to discuss this topic and answer any other questions you may have.

A good Loan Officer will save you time as well as money. A reputable Loan Officer will also disclose all his fees upfront, via the Good Faith Estimate.

When looking for a loan officer online, be sure to find one that is licensed to originate mortgage loans in your state. There are many mortgage websites on the internet that gather potential loan applicant's information and sell them to loan brokers for profit. These "lead" websites never intend to work on your loan to begin with. To avoid having your information being sold, resold, and be called on for the next year to come, avoid companies that promise to have "4 or more banks competing for your business".

When looking for a qualified mortgage professional, be sure that they are licensed in your particular state. It is almost always easier working with people that you can go and meet with, and have them explain everything you need to know face-to-face.

Purchasing a home can be the biggest investment in your future that you will ever make. Going it alone can be a mistake, unless you have experience.

A loan professional can save you thousands of dollars on your next purchase.

Finding a honest, reputable and educated loan officer is very important. When you are shopping rates, payments and programs for a mortgage you should also consider how you feel about the person you are working with. Working with a great loan officer can make the home loan process enjoyable and can make a memorable experience that you won't forget. Your loan officer can obtain financing for first time home-buyers and for consumers looking to put little to no money down. Your loan officer can also provide mortgages for all credit types along with all income types.

It is just as important to find a reputable mortgage broker if you are refinancing. A good mortgage professional will work with you to find the best mortgage for your situation.

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Lawrence Yip
- Senior Loan Officer
New York loan officer
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This is a collection of
mortgage related
information posted by
various mortgage brokers
around the country.  I hope
you find these articles
insightful and interesting.  
If you have any
unanswered questions,
please phone or
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Flushing, NY  11365


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Tel (718) 886-4438